Social security will run out in 7 years. Your Government has failed you.

No surprise

State of Social Security Funds
The Social Security program in the United States, specifically the combined Old-Age, Survivors, and Disability Insurance (OASDI) trust funds, is currently facing a trajectory toward depletion. According to the most recent annual reports from the Social Security Administration (SSA), the trust funds are projected to be fully depleted by 2035. After this point, without legislative changes, the program will only be able to pay approximately 83% of scheduled benefits based on continuing income from payroll taxes and other revenue sources. This situation reflects a long-term imbalance between the program’s income and its obligations to beneficiaries.
When the Funds Started Losing Ground
The Social Security trust funds began experiencing annual deficits in 2010. This marked the point when annual benefit payments started exceeding the program’s revenue from payroll taxes and other sources. Since then, the program has relied on its accumulated trust fund reserves—built up from surplus revenue in prior decades—to cover the shortfall. These reserves are essentially a financial cushion, but they are being drawn down each year as costs continue to outpace income.
Visual Representations of Historical and Future Trends
While I cannot display images directly, I can describe key visual representations based on official SSA data and other reliable sources, and guide you to where such visuals can be found:
1 Historical Deficit Trend (Starting Around 2010)
◦ Description: Charts from SSA annual reports, such as those showing income and cost rates over time, typically illustrate that the cost rate (benefits paid out) began exceeding the income rate (revenue collected) consistently around 2018, though the annual cash-flow deficits started earlier in 2010 when total expenditures first surpassed total income. Before 2010, surpluses were common, contributing to the trust fund reserves.
◦ Where to Find: Look for figures like “Figure II.D2” in the SSA’s Board of Trustees report, which shows income and cost rates over a 75-year projection period. These are available on the official SSA website (ssa.gov) in the annual Trustees Report.
2 Future Projections (Depletion by 2035)
◦ Description: Visuals projecting the trust fund’s future often depict the trust fund ratio (reserves as a percentage of annual costs) or the cumulative balance of the funds. These typically show the reserves peaking around 2016, followed by a steady decline until they reach zero in 2035. Another common representation is the cumulative value of taxes minus costs, which peaks in 2016 and turns negative around 2040, reflecting the exhaustion of reserves and ongoing deficits.
◦ Where to Find: Check “Figure II.D4” in the SSA Trustees Report for a graph of the present value of cumulative OASDI taxes less costs over 75 years. Additionally, posts on platforms like X (e.g., from users like @LynAldenContact) have shared simplified visuals projecting depletion by 2035, often emphasizing the stark drop-off in reserves.
Key Insights from the Data
• Peak Reserves: The trust fund reserves reached their highest point around 2016, after which the drawdown accelerated due to rising costs from an aging population and relatively flat revenue growth.
• Depletion Timeline: Projections consistently point to 2035 as the depletion year under intermediate assumptions, though some estimates vary slightly (e.g., 2033 or 2037) depending on economic conditions or policy scenarios.
• Post-Depletion: After 2035, the program’s income will cover only a portion of benefits unless Congress intervenes with reforms such as tax increases, benefit adjustments, or other funding mechanisms.
Notes on Projections
These projections are based on the SSA’s intermediate assumptions, which assume moderate economic growth, demographic trends, and no major policy changes. They could shift if economic conditions (e.g., wage growth, inflation) or legislative actions alter the program’s financial outlook.
How to Access Visuals
To see these trends yourself:
• Visit the Social Security Administration website (ssa.gov) and download the latest OASDI Trustees Report. Look for sections with charts under “Financial Status” or “Long-Range Projections.”
• Search for recent analyses from reputable sources like the Congressional Budget Office (CBO) or economic commentators on platforms like X, where simplified visuals are sometimes shared.
In summary, the Social Security funds began losing ground in 2010, with reserves projected to run out by 2035. Visuals from official reports and public discussions illustrate this shift, showing a clear trend of declining financial stability over time.